Commercial Lending

Every business has a different version for growth. Whether you're expanding operations, purchasing equipment, investing in property, strengthening cash flow, or planning for what's next, having the right financial partner matters. 

Commercial Lending Built Around Your Business

At Unity Bank, we take a relationship-focused approach to commercial lending, built on understanding your business, your goals, and the communities we serve together. Our local lenders work directly with businesses to provide thoughtful financing solutions backed by responsive service and local decision-making. 

Commercial Loan Special

We're currently offering a 5.65% commercial loan special with a five-year term, fixed rate for a limited time. 

Whether you're preparing for growth, investing in new opportunities, or planning ahead, our team is here to help you explore financing options that support your next step.

Financing solutions may include:

  • Business expansion
  • Equipment purchases
  • Commercial real estate
  • Working capital and cash flow support
  • Business improvements and renovations
  • Other business growth opportunities

Why Businesses Choose Unity Bank

Relationship-Focused Banking

We believe strong banking relationships start with listening. Our lenders take the time to understand your business and help you navigate decisions with confidence. 

Local Decision-Making

Local decisions mean more responsive conversations, faster communication, and a team that understands the needs of businesses in our communities. 

Support for What's Next

From long-term planning to unexpected opportunities, we're here to help businesses move forward and continue building strong local communities. 

Let's Start the Conversation

If you're exploring financing options or planning your next business investment, our commercial lending team is here to help.

 

Emily  Jeanette-Shodahl Walter
Emily Jeanette-Shodahl Walter Client Solutions Advisor Rush City, MN NMLS ID: 1583967 320-318-8362
Martin Kane
Martin Kane Commercial Relationship Manager Genola, MN (218) 513-2309
Spring Kenton
Spring Kenton Client Solutions Advisor Polson, MT NMLS ID: 2775185 406-609-4139
Jenny Kujawa
Jenny Kujawa Commercial Relationship Manager Neillsville, WI 715-503-0192
Jesse Marshik
Jesse Marshik Commercial Relationship Manager Genola, MN 320-227-6293
Luke Moulton
Luke Moulton Commercial Relationship Manager Rush City, MN 320-318-8366
Connor Peterschick
Connor Peterschick Commercial Relationship Manager- Portfolio Manager Genola, MN 320-595-0059
Matt Schley
Matt Schley Commercial Relationship Manager Augusta, WI 715-503-2006
Anna Schutz
Anna Schutz Commercial Relationship Manager Genola, MN 320-595-0067
Todd Sorensen
Todd Sorensen Client Solutions Advisor Crosby, MN NMLS ID: 413074 218-772-2587
Tyler Strand
Tyler Strand Commercial Relationship Manager Red Lake Falls, MN 218-277-5004
Kalvin Vacho
Kalvin Vacho Commercial Relationship Manager Fall Creek, WI 715-318-3267
Kelsey Warmka
Kelsey Warmka Vice President of Lending NMLS ID: 742839 952-232-5368
Gavin Wermager
Gavin Wermager Client Solutions Advisor Edina, MN NMLS ID: 2767446 (715) 286-2223

What can a commercial loan be used for?

Commercial loans can be support a variety of business needs, including equipment purchases, business expansion, commercial real estate, renovations, working capital, cash flow support, and other growth opportunities. 

What is the current commercial loan special?

We're currently offering a 5.65% commercial loan special with a five-year term, fixed rate for a limited time. Contact our team to learn more about eligibility and available terms. 

How do I know which financing option is right for my business? 

Our lenders take a relationship-focused approach and work directly with businesses to understand their goals, timing, and financing needs before recommending potential solutions. 

What documents are typically needed to apply?

Required documentation may vary depending on the loan request, but common items can include business financial statements, tax returns, cash flow information, and details about the project or purchase. 

How long does the commercial loan process take?

Timing can vary based on the complexity of the request and documentation needed. Our team works closely with businesses throughout the process to keep communication clear and responsive. 

Is local decision-making part of the lending process?

Yes. Our commercial lending team works locally, allowing for more direct communication and a better understanding of the businesses and communities we serve. 

Can I talk to someone before applying?

Absolutely. We encourage businesses to connect with our lenders early in the process to discuss goals, ask questions, and explore financing options before applying. 

 

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