Insurance Services

We believe that insurance is more than just policies and premiums—it’s about building strong, lasting connections within our community. We are dedicated to fostering meaningful relationships with our clients, understanding their unique needs, and providing tailored insurance solutions that offer peace of mind. As a local partner deeply rooted in our community, we are committed to offering personalized service that reflects our shared values and supports the well-being of every individual and family we serve. Let us be your trusted ally in securing the protection and support you need for a brighter, more secure future.

Karl Kleven
Karl Kleven Insurance Agent 218-253-4381
Spencer  Sundberg
Spencer Sundberg Insurance Agent 218-253-2143

Claims

We understand that dealing with accidents and losses can be incredibly stressful, which is why we are committed to making the claim process as smooth and hassle-free as possible. If you prefer, you can reach out directly to your insurance carrier using the claim numbers listed below. However, if you’d rather have us handle the claim for you, simply stop by our office or give us a call. We’re here to assist you every step of the way and ensure that your experience is as seamless as possible.

In the event of a claim have these items ready:

  • The policy number
  • Date the loss occurred
  • Policyholder's name and address
  • Description of what happened
  • Telephone number to contact you

Claim Contact Phone Numbers

Personal Insurance

We offer a comprehensive range of personal insurance solutions to protect every aspect of your life. Our goal is to provide tailored coverage that meets your unique needs and gives you peace of mind.

Auto Insurance

Protect your vehicle with coverage that suits your driving habits and lifestyle. Our auto insurance policies offer liability, collision, comprehensive, and more to keep you secure on the road. We also offer a variety of discounts to help you save, including options for "Good Student," "Multiple-Vehicle Owner," "Defensive Driving Course," and many others.

Home Insurance

Your home is likely your largest investment and most cherished asset, making it essential to have the right coverage in place. We understand the importance of safeguarding your home with comprehensive property and liability insurance that brings you peace of mind.

Our homeowner policies are designed to offer complete protection, ensuring that you and your family are well-covered in the event of a claim. Whether you’re buying a new home or seeking a competitive quote for your current property, our team is here to help.

We take pride in our community connections and personalized service. Contact us today to explore your coverage options and receive a free, no-obligation quote. Let’s work together to protect what matters most to you.

Renters Insurance

Renters insurance provides an affordable way to safeguard your possessions against risks such as fire, theft, smoke damage, natural disasters, and other covered losses. Ensure your valuables are protected and enjoy peace of mind with comprehensive renters insurance coverage.

Umbrella Insurance

Umbrella liability insurance provides an extra layer of protection beyond the limits of your primary policies, such as auto or home insurance. It safeguards you from substantial financial loss by covering claims that exceed the coverage limits of your existing policies, including severe accidents, legal disputes, or significant lawsuits. With umbrella liability insurance, you gain peace of mind knowing that your assets are protected from potentially devastating financial impacts and that you have comprehensive coverage for unexpected events.

Motorcycle Insurance

As a motorcycle owner you value not only your bike, but also the feeling of freedom you have as you're traveling down the open road. The last thing you want to worry about is the financial burden you could incur in the event of an accident. Having the right motorcycle insurance coverage can alleviate those worries and ensure you can enjoy your rides with confidence.

Motor Home Insurance

Protect your motor home with insurance designed for RVs. Our policies cover a range of issues, including liability, collision, and comprehensive, so you can enjoy your travels with peace of mind.

Manufactured Home Insurance

Protect your manufactured or modular home with customized insurance coverage designed to address the unique risks associated with these types of residences. We offer comprehensive coverage for all kinds of manufactured homes, including single and multi-sectional units, whether they are located in a park, on private property, or are seasonal homes. Our policies cater to both older and newer models, ensuring that your home receives the protection it deserves.

Boat/Pontoon Insurance

Enjoy your time on the water with boat and pontoon insurance. We offer coverage for damages, liability, and more to ensure your boating experience is both enjoyable and protected.

Recreational Vehicles (RVs) Insurance

Protect your recreational vehicles with insurance that covers motorhomes, travel trailers, and other RVs. Our policies provide comprehensive coverage for a worry-free travel experience.

ATV Insurance

Cover your all-terrain vehicle with insurance designed for off-road adventures. Our ATV policies include coverage for liability, collision, and more.

Travel Trailer Insurance

Ensure your travel trailer is protected with insurance designed for mobile living. Coverage options include liability, collision, and comprehensive to safeguard your home on wheels.

Snowmobile Insurance

Stay protected on the snow with snowmobile insurance. Our policies offer coverage for damages, liability, and more to keep you secure during winter activities.

Small Watercraft Insurance

Protect your small watercraft, such as jet skis or personal watercraft, with insurance that covers liability, damages, and more for a safe and enjoyable time on the water.

Mentor, MN

Phone:

218-637-2971

Address:

47 County Rd 113 N
PO Box 144
Mentor, MN 56736

Hours:

Wednesday:  9:00am - 4:00pm

Red Lake Falls, MN

Phone:

218-253-4381

Address:

210 Main Ave S
P.O. Box 280
Red Lake Falls, MN  56750

Hours:

Monday - Wednesday:  8:00am - 4:30pm
Thursday:  8:00am - 5:00pm
Friday:  8:00am - 4:30pm

Plummer, MN

Phone:

218-253-4381

Address:

130 Central Avenue
Plummer, MN 56748

Hours:
Tuesday:  10:00am - 2:00pm
Thursday:  10:00am - 2:00pm

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