Our policy is to make funds from your cash and check deposits available to you on the same day we receive your deposit. Electronic direct deposits will be available on the day we receive d the deposit. At that time, you can withdraw the funds in cash, and we will use the funds to pay checks that you have written.
Please remember that even after we have made funds available to you and you have withdrawn funds, you are still responsible for checks you deposit that are returned to us unpaid and for any other problems involving your deposit.
For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. If you make a deposit before 5:00pm CST on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after 5:00pm CST or on a day we are not open, we will consider that the deposit was made on the next business day we are open.
Longer Delays May Apply.