business checking
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uBUSINESS
A great basic business checking account!
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uBUSINESS +
A business checking account with earning potential for Sole Proprietor, Non-Profit, or Public Entity
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uBUSINESS ANALYSIS
High-Volume analyzed business checking with earnings credit3 to offset fees.
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| AMOUNT TO OPEN |
$50 |
$50 |
$50 |
| MINIMUM BALANCE REQUIRED |
No Minimum Balance |
$1,000 Minimum Balance
$2000 Minimum Balance to earn interest 2
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No Minimum Balance |
| INTEREST BEARING |
NO |
Yes 2, interest is calculated on average daily balance over $2000
Interest is compounded monthly and credited monthly |
Earnings credit is credited each statement cycle to offset fees
Earnings credit is calculated on
average daily balance |
| FEES |
No Maintenance Fees
Up to 300 transaction items 1 processed per month at no charge.
$0.10 Per excess item processed
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Minimum Balance Fee:
$10 per month if balance falls below
$1000 at any time during that month.
Up to 300 transaction items1 processed
per month at no charge
$0.10 Per excess item processed |
Maintenance Fee: $15 per statement
cycle
$0.10 per transaction item1 processed |
| CHECKS |
- Check Images Available 5
- 50% off first order of Business or Computer Bundle 4
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- Check images available5
- 50% off first order of Business or Computer Bundle4
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- Check images available5
- 50% off first order of Business or Computer Bundle4
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1 A transaction item includes: checks written and items deposited. Electronic items clear free of charge. 2 Interest rates subject to change without notice. Interest calculated on average daily balance over Minimum Account Balance. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). If you close your account before the interest is credited, you will not receive the accrued interest. 3 Fees can be reduced or eliminated by Earnings Credit - Earnings Credit is a variable rate and is subject to change without notice. 4 Discount applies to business products offered by Main Street Checks. 5 No fee with eStatements or $3.00 /month with Paper Statements. Other Terms and Fees may apply.
Other Terms and Fees may apply.
Funds Availability Notice 
USA Patriot Act
BUSINESS FREEDOM CHECKING
The Business Freedom Checking Account from Unity Bank gives you the freedom to run your business the way you need. You can get a Unity Bank MasterCard Debit Card* and easy access to your accounts with Online Banking.
- Minimum Opening Balance: $100
- Minimum Balance to Avoid Service Charge: No minimum balance
- Monthly Service Charge: $0.25 per check or deposit item over 500 items per month
- Interest Bearing: No
* Subject to approval
BUSINESS FREEDOM PLUS INTEREST
Our Business Freedom Plus Interest Checking Account is specifically designed for Sole Proprietors. You get all the conveniences of a regular checking account, but with a tiered interest rate - so the higher your average daily balance, the more interest you earn! 4 You can also get a Unity Bank MasterCard Debit Card* and easy access to your accounts with Online Banking.
- Minimum Opening Balance: $1000
- Minimum Balance to Avoid Service Charge: $1,000
- Monthly Service Charge: $10 monthly service charge if balance falls below minimum at any time during the statement cycle and $0.25 per check or deposit item over 500 items per month
- Interest Bearing: Tiered. See our current rate sheet.
* Subject to approval
UNITY BUSINESS ADVANTAGE
If you have complex deposits, high transaction activity, and high account balances, the Unity Business Advantage is the account for you! Talk to one of our Unity Bankers for an Account Analysis, and to see if this is the right fit for your business. You can also get a Unity Bank MasterCard Debit Card* and easy access to your accounts with Online Banking.
- Minimum Opening Balance: $1,000
- Minimum Balance to Avoid Service Charge: $1,000
- Monthly Service Charge: Talk to a Unity Banker for an Account Analysis for terms and fees
- Interest Bearing: A special earnings credit, based on the average daily balance during the month, may reduce or eliminate per-item or monthly service charges
* Subject to approval
PUBLIC FUNDS
This checking account is specifically designed and regulated for municipalities, townships, schools, and other qualified depositors. Get easy access to your accounts with Online Banking!
- Minimum Opening Balance: $1,000
- Minimum Balance: No minimum balance
- Monthly Service Charge: None
- Interest Bearing: Tiered. See our current rate sheet.
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