Account Enhancements

Exciting Account Enhancements 

Simple Accounts. Powerful Connections. 

We’re always looking for ways to make your banking experience easier, clearer, and more
supportive of your goals, so we're excited to announce a few updates to our accounts.


We’re introducing a simplified line of checking and savings accounts that are designed to
better reflect how you bank, save, and grow. These updates are part of our ongoing effort to
create a more consistent and transparent experience for our customers. 

What's Changing?

 Your current account will automatically transition to a new account type effective July 1, 2025

Customer Notification and Disclosure 5/15/2025

Checking Accounts Transitioning to Clear Account
  • uBenefit
  • uChecking
  • U@Work
Current Checking Accounts Transitioning to Connect Account
  • uRewards
  • eChecking 
Current Checking Account Transitioning to Ultimate Account
  • uPrime 55
Current Savings Accounts Transitioning to Unity Savings
  • uSavings
  • Money Beez
  • uChoose Savings
Current Savings Accounts Transitioning to Upgrade Money Market
  • Premier Money Market
  • uMoney Market

Why Are We Making this Change? 

This isn’t just an update to our products, it’s a commitment to you. We’ve listened to your feedback and designed these updates with your experience in mind. From everyday banking to long-term saving, these accounts are built to support your goals, whether you’re managing your first checking account or planning for what’s next.
 

What Are My Next Steps? 

Nothing! If you’re happy with the account listed in the chart, no action is needed, your account will move over automatically on the effective date.


If you’d prefer to choose a different account from our new line up, we welcome you to call or visit your local Unity Bank and we’ll help you make the change that best fits your needs.

Connect with a Personal Banker

New Personal Checking Products 

Hot Air Balloon Clear

Banking that keeps life simple, so you can focus on what matters most. 

  • $25 Minimum to Open
  • No Monthly Service Fee
  • No Minimum Balance Fee

 

Connect 

Spend with purpose, earn rewards, and give back to a greener community  

  • $100 Minimum to Open 
  • $10 Monthly Service Fee
  • No Minimum Balance Fee
  • Earn $0.05 for each Unity Bank Debit Card Purchase

Rocket IconUltimate 

Rewarding your hard work with higher interest on the balance you keep.   

  • $500 Minimum to Open 
  • $10 Monthly Service Fee
  • $500 Minimum Balance
  • Interest Bearing 

New Personal Savings Products 

Sailboat IconUnity Savings 

Saving together for a stronger tomorrow, one goal at a time.  

  • $25 Minimum to Open 
  • $10 Monthly Service Fee
  • $25 Minimum Balance 
  • Interest Bearing 

Ship IconUpgrade Money Market

Elevate your savings while building a brighter future fro your community.   

  • $500 Minimum to Open 
  • $20 Monthly Service Fee
  • $500 Minimum Balance
  • Interest Bearing 

What is My Current Account Type? 

If you are uncertain, there are a few places to find your current account type. 

  1. Home Page of Online Banking 
  2. Accounts Tab of Mobile Banking 
  3. Monthly Account Statement 

If you are still unsure about your current account type, call 877-889-6847 and our Customer Care Team would be happy to assist you. 

What if I am a New Customer? 

If you are a new customer to Unity Bank you will initially be set up with one of our current products, which will remain active until July 1st. At that time, your account will be automatically transferred to the new, enhanced version with no action needed on your part. Our bankers will work with you to ensure the account you open now aligns with the right product following the enhancements.  

If I Want to Make Account Changes, do I Have to Come into the Branch? 

Starting July 1st, if you wish to move to a different enhanced account type, a simple form will be required to document the update. If you're unable to visit the branch in person, digital signing may be available as a convenient alternative to complete the process remotely. 

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