Business Account Enhancements

What's Changing?

Your current account will automatically transition to a new account type effective November 1, 2026.

Customer Notification and Disclosure

Why Are We Making this Change?

This isn't just an update to our products, it's a commitment to the businesses and organizations we serve. This will change the way your account type is referenced in agreements or communication but doesn't change the way that you currently bank. Your account number, routing number, checks, and automatic payments or deposits will remain the same.

What Are My Next Steps?

Nothing! If you’re happy with the account listed in the chart, no action is needed, your account will move over automatically on the effective date.

If you’d prefer to choose a different account from our new line up, we welcome you to call or visit your local Unity Bank and we’ll help you make the change that best fits your needs.

Connect with a Personal Banker

New Business Checking Products

Essential

Simple, reliable checking that keeps your business banking confidently every day.

$100 minimum to open
$.10 per item > 300 transaction items
No minimum balance required
Treasury Management services available

Signature

Smarter features and flexibility that help drive efficiency and informed decisions.

$500 minimum to open
Earning credit may offset fees
$10 minimum balance fee¹
Treasury Management services available

Community

Tools and access designed to help nonprofits soar while serving their communities.

$100 minimum to open
Interest bearing²
No minimum balance required
Treasury Management services available

New Business Savings Products

Select Savings

Straightforward business savings with simple terms and strong earning potential.

$250 minimum to open
$10 minimum balance fee
$250 minimum balance
Interest bearing

Advantage Money Market

High-earning, flexible money market designed for business needing easy access.

$2,500 minimum to open
$20 minimum balance fee
$2,500 minimum balance
Interest bearing

If you are uncertain, there are a few places to find your current account type.

Home Page of Online Banking
Accounts Tab of Mobile Banking
Monthly Account Statement

If you are still unsure about your current account type, call 877-889-6847 and our Customer Care Team would be happy to assist you.

If you are a new customer to Unity Bank you will initially be set up with one of our current products, which will remain active until November 1st. At that time, your account will be automatically transferred to the new, enhanced version with no action needed on your part. Our bankers will work with you to ensure the account you open now aligns with the right product following the enhancements.

Starting November 1st, if you wish to move to a different enhanced account type, a simple form will be required to document the update. If you're unable to visit the branch in person, digital signing may be available as a convenient alternative to complete the process remotely.